
You Took a Deed Instead of a Mortgage: Why a Court Will Call It a Mortgage Anyway
A deed taken as security is a mortgage. The six factors courts weigh, why a redemption waiver fails, and what it does to your title.

A deed taken as security is a mortgage. The six factors courts weigh, why a redemption waiver fails, and what it does to your title.

No recorded right of access means no endorsement and no loan. What the fixes cost and why it is a price negotiation, not a closing

The small fee that monitors every taxing authority on your rental, the three places it fails, and what a missed bill does to your coverage.

Portfolio guaranties keep testing you after closing. How net worth and liquidity covenants are defined, and how to breach one by accident.

Why a mortgage can get 20 years and a note 4, what restarts the clock, and what a stale lien on title costs you at

Your lease escalates, swings with the season, or pays a share of sales. A DSCR needs one number. Here is which one an underwriter writes

The sale did not cover the balance. Whether the lender can collect the gap turns on your state, your guaranty, and a petition nobody files.

Most states cap interest. Most investor loans escape the cap, but not all, and fourteen jurisdictions took back control of first mortgages.

Your lender has a statutory shield for contamination. You signed the document that gives it one. Why an environmental indemnity outlives the loan.

Some investor loans cannot be prepaid at all. Here is how a lockout period works, what defeasance costs, and the securities you buy to get